RVs provide the perfect combination of travel and accommodations. Many people are starting to realize the great benefits of RV ownership and even the benefits of living a full-time RV life. If you spend a good deal of time in your RV, you need to make sure you have the proper insurance in place. At A. L. Saland Insurance Solutions Inc. we can help you better understand your RV insurance options in Florida. Keep reading to learn more.
What You Need To Know About RV Insurance
RV and Auto Insurance Are Not The Same
The first thing you should know as an RV owner is that RV and auto insurance are not the same thing. RV insurance will provide a wider scope of coverage. This is because the RV will house some of your personal belongings. If the RV also serves as your residence, then you will need to discuss this with an insurance agent. This professional will be able to talk about how you can customize the policy to fully cover you as an RV resident.
What Does RV Insurance Cover?
RV insurance is similar to auto insurance in some ways. For instance, RV insurance will provide coverage for damage to the RV or to other vehicles if the RV is involved in an accident. If the RV is damaged or lost because of a fire, storm, or even burglary, the policy can pay for repairs or replacement of the vehicle.
The difference, however, is that RV insurance will also provide coverage for your personal belongings within the RV. If you only use the RV for a certain part of the year, you can also get a specialized policy that is only active during that time.
If you would like to learn more about RV insurance, please contact us at A. L. Saland Insurance Solutions Inc serving Florida.