Click to Call Schedule an Appointment
A. L. Saland Insurance Solutions, Inc

15135 Ogden Loop
Suite 201
Odessa, FL 33556

Get Directions

A. L. Saland Insurance Solutions, Inc Blog

The Importance of Life Insurance

Our agents at A. L. Saland Insurance Solutions Inc. serving the Odessa, FL area want you to have the best quality of life possible, and with that comes a good life insurance policy. This type of policy will provide you with the peace of mind that you deserve in knowing that your loved ones will be properly cared for when you pass away.

The beneficiaries of your life insurance policy, normally your spouse or children, will be able to pay the mortgage, car payments, or other bills after you die with an adequate amount of life insurance. This will allow them to be able to grieve in peace without shouldering the added stress of having to worry about how they will survive financially.

Types of Life Insurance Policies

There are several different types of life insurance policies you can choose from and listed below are the three most common types of policies.

Term Life Insurance

Term life insurance is the most affordable policy that you can secure when it comes to life insurance, but if you pass away after the term expires, there will be no death benefit payout to your beneficiaries. You will choose the length of the term, normally 10, 20, or 30 years when you create your policy with your insurance agent. You can renew your policy for a new length of time when it expires if you so choose.

 Whole Life Insurance

A whole life insurance policy includes three different categories of life insurance. Those different types of insurance include whole life, universal life, and variable life insurance which are designed to pay out a certain amount of money to your beneficiaries when you pass away.

Universal Life Insurance

This type of life insurance policy is the most popular since it has a cash component to it that you can actually borrow from while you are still alive. This means that you can pay off larger bills, such as credit card debt, your mortgage, and other major bills before you pass away. This will provide you with a great sense of peace of mind since you know your family will be taken care of financially when you die. This policy also provides your beneficiaries with a death benefit.

Contact Us Today!

Do not wait to secure a life insurance policy since we never know when it will be our time to go. Enjoy your life and the peace of mind that comes with a proper life insurance policy. Call our agents at A. L. Saland Insurance Solutions Inc. is serving the Odessa, FL area today to get your policy started.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


Partner Carriers

  • Aetna
  • Aflac
  • Allstate
  • Banner
  • Cabrillo
  • Cigna
  • Citizens
  • Edison
  • FedNat
  • Florida Peninsula
  • Gainsco
  • GeoVera
  • Guardian
  • Hagerty
  • Heritage
  • MetLife
  • Monarch
  • Neptune
  • Safeco
  • Security First
  • Tower Hill
  • Travelers
  • TypTap
  • Universal PC
  • Wright Flood