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A. L. Saland Insurance Solutions, Inc

25344 Wesley Chapel Blvd
Suite 102
Lutz, FL 33559

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Florida Life/Disability Insurance Coverage

Life/Disability Insurance in Florida

Premature death may not be a topic of conversation you really want to address, but if you have dependents or a significant other that could be left in a financial bind because of your passing then you need to address it.

There are two types of life insurance - term and whole. Not sure which one is right for you? Contact us with your questions. We’ll answer them with no obligation. Long-term disability refers to a type of insurance that provides for your medical care if you incur an injury that causes you temporary or permanent disability. In the case of temporary disability, this insurance may pay for your extended rehabilitative care so you can regain your health and return to work.

We know that probably sounds a bit complex but shopping for life or disability insurance doesn't have to be difficult and at A. L. Saland Insurance Solutions Inc we offer excellent customer service and competitive rates.

When it comes to how much life insurance you need, there are a few different thoughts on what is best. As a general rule of thumb, many financial experts recommend multiplying your income by 10 and getting a policy for that amount. However, that figure may not be sufficient to cover your outstanding obligations, so another option is to add your debts such as student loans and mortgage in addition to anticipated future expenses such as college funds for your children.


Long-term Disability

Long-term disability refers to a type of insurance that provides for your medical care if you incur an injury that causes you temporary or permanent disability. In the case of temporary disability, this insurance typically pays for your extended rehabilitative care so you can regain your health and return to work. If you incur a permanent disability that requires you to have day-to-day care, such as an at-home nurse or moving into an assisted living center, the long-term care insurance pays for that.

Shopping for life/disability insurance doesn't have to be difficult and at A. L. Saland Insurance Solutions Inc in Lutz, FL we serve all of Florida by offering excellent customer service and competitive rates. Give us a call today to schedule a no-obligation life insurance consultation with one of our friendly and knowledgeable insurance professionals.

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