Auto Insurance in Florida
In the Sunshine state, all car owners are required to have proper auto insurance with the minimum coverage. The minimum coverage will cover the damage to the other driver's property if you caused a car accident. However, since most car accidents cost a lot, basic coverage is usually not enough. If you are a car owner from Florida and you are currently looking for a car insurance policy, A. L. Saland Insurance Solutions Inc serving Lutz, FL has prepared the list of things everyone should know before buying insurance:
- According to the Sunshine State law, you are required to have proof of your auto insurance during the entire period of car registration. If you drive without insurance in Florida, you may face a penalty that is $150 minimum.
- The cost of your auto insurance depends on certain factors, including your driving history, the model, and the age of the vehicle, location, and some others.
- Since the Sunshine State is a no-fault state, it means that insurance companies of both drivers involved in a car accident will have to cover medical bills no matter who caused an accident. That is why all motorists are also required to carry Personal Injury Protection (PIP). It covers physical therapy, all recovery costs, and other health services that are needed as a result of an auto accident.
- There are additional coverages available that you can purchase in addition to your minimum auto insurance coverage. They are medical coverage. roadside assistance, and some others. It is worth having them in order to make sure that both you and your vehicle are fully protected on the road.
Like any other responsible car owner, you probably understand how important car insurance is. However, it may not be so easy to pick the right policy based on your needs and budget. A. L. Saland Insurance Solutions Inc serving Lutz, FL and clients from the surrounding areas is an insurance company with a team of experienced agents who are ready to help you. Do not hesitate to give us a call and ask the questions you may have.