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15135 Ogden Loop
Suite 201
Odessa, FL 33556

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A. L. Saland Insurance Solutions, Inc Blog

Should You Insure a Junker?

A. L. Saland Insurance Solutions Inc. provides Odessa, TX residents with high-quality car insurance, even for junkers. However, we know that some Texas drivers may be tempted to forego protection on their junkers. Why pay for a vehicle that’s a piece of junk? Well, to protect yourself financially and legally.

All Cars Need Insurance 

If you plan on driving a car on Texas roads, you simply can’t go without insurance. It’s against the law to drive uninsured, and you can experience real legal problems. For example, you might get fined if you get pulled over without it or experience lawsuits if you get into an accident without protection. 

As a result, you need to find a policy that suits your junker. We understand that it might seem hard to justify spending a few hundred dollars a month to cover a vehicle you’re not going to drive long. That said, there are ways you can choose a policy that makes it fit into your financial plan more easily.

Choosing a Policy 

Texas allows you to select minimal car insurance policies that don’t cost much but which also don’t offer a lot of protection. They’re typically just there to help with liability issues and replace your junker if it gets totaled. That kind of policy is great if you’re driving a relatively low-quality vehicle.

Furthermore, you can take steps like increasing your deductible costs to reduce your premiums. That means you’ll pay less every month but also have to pay more to activate your policy. If you’re driving a temporary junker that you’re going to replace anyway, there’s no reason to break the bank here.

Contact Us Today

With the help of our team at A. L. Saland Insurance Solutions Inc., your Odessa, TX area junker, can get affordable and strong insurance that can keep you safe. Don’t hesitate to reach out to us today if you’re interested in getting a policy that makes sense for your needs as a driver.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

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