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How Do I Qualify For Medicare Insurance?

To enroll in Medicare, you should be 65 or disabled and have a Social Security Number. You can also enroll in Medicare at any age if you have end-stage renal disease, a condition that limits your kidney function and causes high blood pressure. 

There are some exceptions, such as if you have a condition that would have prevented you from signing up for Medicare when you were eligible. Those with Lou Gehrig’s or amyotrophic lateral sclerosis at any age can try. Don’t hesitate to seek help from the Florida agency, A. L. Saland Insurance Solutions Inc. 

Qualifying for Medicare Insurance 

You must have been age 65 or older by June 5, 2017, and a U.S. citizen or permanent resident. You may apply for Medicare coverage if you are receiving Social Security disability benefits or if you have end-stage renal disease. You must have worked at least 10 years in the United Red Cross blood donation or have completed a minimum of three years in the United States. 

In most cases, you must also have qualified medical coverage for at least 90 days before applying for Medicare. You may qualify for a special exception if you are in a situation of domestic violence or sexual assault. 

To be eligible, you must have been covered by a qualifying health plan at some point during the past six months. To be covered by a qualifying plan, it must cover at least 60% of all costs for covered benefits. 

If you turn 65 or older, you can qualify for Medicare if you have worked for at least 10 years, have the end-stage renal disease (kidney failure) or are dependent on someone with end-stage renal disease, have amyotrophic lateral sclerosis (Lou Gehrig’s disease) or are a dependent of someone with amyotrophic lateral sclerosis, have been disabled for at least 6 months, or are a widower or widow. 

If you qualify for either type of Medicare, you can then choose between the traditional Medicare program and one of the Medigap plans to cover the costs of prescriptions. 

In addition, you must have paid Medicare taxes for at least 40 quarters if you were age 21 or older when you first earned income that was subject to the Social Security flat rate. Lastly, you must have been medically insured for at least 60 months (three years) and have been receiving Social Security benefits for at least 36 months. 

Contact Us Today

Besides the aforementioned tips, to be eligible for Medicare, you must be enrolled in a qualifying plan, have ended active employment, or have a disability. In some cases, you should’ve ended active employment. Visit A. L. Saland Insurance Solutions Inc for inquiries in Florida.

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