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15135 Ogden Loop
Suite 201
Odessa, FL 33556

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A. L. Saland Insurance Solutions, Inc Blog

What Are The Threats Of Not Having Home Insurance?

Unlike car insurance, homeowners insurance is not mandatory. However, having this insurance is a smart decision because it is one of the smartest ways to protect your home. If you decide to skip it anyway, here is a list of risks you may face: 

It Will Be Expensive To Repair Home

If something happens to your home, and you do not have home insurance, you will have to cover all the expenses yourself, which can be very expensive. 

You Can Be Sued

If a visitor or guest gets hurt on your property, they may sue you for everything you are worth, even including your home. As a result, you may have to pay litigation fees and cover their medical bills. However, if you have insurance, there is nothing to worry about  – your policy will cover everything. 

You May Lose Your Belongings To Burglary 

If someone breaks into your home and steal your personal belongings, your loss will not be covered, and your personal stuff will not be replaced because you do not carry home insurance. Unfortunately, this happens more often than you think, so skipping home insurance is quite risky. 

Violation Mortgage Clause

Most mortgage lenders require homeowners to have proper home insurance. Therefore, failing to maintain insurance can be grounds for foreclosure. As a result, you may be at risk of losing your home if you decide not to purchase home insurance. 

A. L. Saland Insurance Solutions Inc in Florida – Your Safety Is Our Priority

If you are a homeowner from the state of Florida and you are searching for an insurance company to purchase home insurance, A. L. Saland Insurance Solutions Inc is the right place to contact. Our qualified and experienced insurance agents are ready to answer your questions and help you find an insurance plan based on your needs. You can visit our website for more information or give us a call. 

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


Partner Carriers

  • Aetna
  • Aflac
  • Allstate
  • Banner
  • Cabrillo
  • Cigna
  • Citizens
  • Edison
  • FedNat
  • Florida Peninsula
  • Gainsco
  • GeoVera
  • Guardian
  • Hagerty
  • Heritage
  • MetLife
  • Monarch
  • Neptune
  • Safeco
  • Security First
  • Tower Hill
  • Travelers
  • TypTap
  • Universal PC
  • Wright Flood