The unpredictability of becoming disabled is a concern for many. Those worried about this possibility often opt to purchase disability insurance. If you reside in or near Odessa, FL, and are considering disability insurance, our team at A. L. Saland Insurance Solutions Inc. encourages you to visit us for more information. We’ve been serving clients in your area since 2005.
Proving Disability Eligibility
Disability insurance is designed to cover expenses for clients who have been declared permanently disabled. If someone is injured on the job, their company’s workers’ compensation policy will cover the medical expenses and lost wages during their disability. To qualify for permanent disability, specific criteria must be met. According to Forbes, conditions such as permanent total blindness, severe spinal cord paralysis, or significant burns on a client’s face or body are likely to be determined as a permanent disability.
A doctor must confirm a client’s claim for disability. When someone is injured to the extent that their doctor declares them disabled, the doctor must provide detailed documentation to the insurance company explaining why the client is disabled. Laws about disability vary by state, but all states require detailed documentation to approve a client’s disability claim.
Reach Out to Us Today
Disability insurance can be a lifeline for people who become disabled. Every team member at A. L. Saland Insurance Solutions Inc. can provide the information you need to decide whether disability insurance is right for you. Clients in the Odessa, FL area will find that we offer education and support to all of our clients. Contact us today to discuss your insurance needs.
